Why do I need to join if I already have medical insurance?
When the City of La Habra charges for treatment and subsequent transportation, there is no guarantee that your insurance company will cover the charges. The charges may be denied or only partially paid, or your deductible or cap limit may result in an unpaid balance for which you are responsible. For example, if you have Medicare / Medi-Cal coverage, you should be aware that these plans no longer cover the prehospital paramedic treatment service charge. As a FireMed subscription member with insurance, you don’t have those worries since you are not responsible for any out-of-pocket costs. Also, keep in mind that the subscription membership covers all family members with permanent residence at your address who may not have the same insurance as you do and may need that extra financial protection in an unexpected emergency. Belonging to the program gives you peace of mind in not having to worry whether your insurance will pay all the bills. The $48 annual fee is only a fraction of many insurance companies’ deductibles.

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1. Who is eligible to join the FireMed Subscription Program?
2. What does the $48 membership fee cover?
3. Who does the membership fee cover?
4. Are visitors of residential members covered?
5. What happens if I'm not a FireMed Subscription Program member and I use the ambulance service?
6. Why do I need to join if I already have medical insurance?
7. Why is my insurance plan billed?
8. If I move out of the city after paying the annual membership fee, will I be entitled to a refund?
9. Will my membership cover routine ambulance service, such as trips from hospital to home or rest home to a hospital?
10. Will the Fire Department still respond if I do not become a member?
11. Will I be responsible for any of the charges if I become a member?